How it works

How to invest on the Secondary market?

Look through all the available loan shares under Invest -> Manual Investment -> Secondary market and filter your search criteria by loan types, rating, status, as well as all the other available information regarding the loans you are interested in.

Loans can be bought at a premium (red icon), a discount (green icon), or at par (grey icon).

Here are some examples:

  • If the price of the loan is 110 EUR with a 10% premium, when you click on Invest you will see the message You will receive the loan with a principal value of €100.00 by investing €110.00. This means that an investment with a principal amount of 100 EUR gets added to your portfolio and the 10 EUR premium you paid is registered as a loss on secondary market transactions.

  • If the price of the loan is 90 EUR with a 10% discount, when you click on Invest you will see the message You will receive the loan with a principal value of €100.00 by investing €90.00. This means that an investment with a principal amount of 100 EUR gets added to your portfolio and you earn an additional 10 EUR for investing in a secondary market loan at a discount.

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