All money that has been transferred to TWINO investors profile accounts is being kept in a separate TWINO investors' bank account which has no other function.
TWINO does not pay interest on the money that is being kept in your TWINO profile investment account and is not invested. For example, if € 1000 are paid into this account and are not invested into loans, this amount of money will remain unchanged. The amount of money in your TWINO account is not accepted as a deposit, and TWINO does not pay interest on it. The same as you do not have to pay for keeping your money in your investor's account.
You can request TWINO to transfer the money that is not invested into loans to your bank account at any time. TWINO guarantees the payout within 2 weekdays after receiving the application.