Receive up to 2% cashback bonus

Both of you receive a cashback bonus on all investments in the primary market that your friend makes in the first 90 days after the registration

Terms & Conditions

NEW PRODUCT

New liquid
investment product

Meet FLEXI, our newest investment solution designed for those who want their money to grow steadily, without locking it away. With a fixed 6% annual return, automatic investing, and the ability to withdraw whenever you need, FLEXI puts you in control. No complexity. No secondary markets. Just a simple, liquid, and regulated way to make your money work harder.

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Trusted & regulated

As a licensed investment firm (License No. 27-55/2025/7), we operate in accordance with EU financial regulations. TWINO is supervised by Latvijas Banka, the central bank of Latvia.

Experience you can trust

With over 10 years of experience, TWINO was among the early platforms in Continental Europe offering asset-backed securities (ABS), helping make investing more accessible and transparent.

Hands-free investing

Set your investment criteria once and let Auto-Invest allocate funds automatically according to your selected strategy.

Our products

Here is what we offer

Our investment products are designed to provide clear and accessible access to asset-backed securities. Whether you prefer a hands-on approach or automated tools, TWINO offers the flexibility to invest according to your strategy.

Loan Securities

Invest in TWINO’s asset-backed securities with fixed terms of 3, 6, or 12 months and returns of up to 12%. Clear terms and transparent information before you invest.

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FLEXI

FLEXI is a highly liquid, regulated investment solution backed by assets — designed to keep your money working at a fixed 6% annual return while remaining accessible whenever you need it.

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Loan Securities

FLEXI

New to investing?

Understanding the essentials of investing.