TWINO news
Everything from loan originators to platform statistics and investment ideas to keep you inspired.
CSR
Support for OPEN
OPEN Radošais Centrs is a Latvian non-profit organisation that runs creative centres for at-risk youth across Latvia.
08 Jun 2026
Statistics
Netcredit 2025: Another year of strong growth
Annual Report for Fincard Sp. z.o.o. has been published, we take a look at the results.
05 Jun 2026
TWINO news
TWINO Receives MiCA Authorization
The Bank of Latvia has granted TWINO authorization to provide crypto-asset services under the EU's Markets in Crypto-Assets (MiCA) regulation, opening a new chapter in our investment ecosystem.
05 Jun 2026
CSR
SSE Riga Alumni Association
We support initiatives where we can be meaningfully involved not just as donors, but as partners who genuinely believe in what is being built.
03 Jun 2026
Statistics
Statistics: May
Find May 2026 performance highlights and platform developments below. Data prepared on 31.05.2026.
02 Jun 2026
CEO news
CEO News: May
News, thoughts and look at the future. What happend on TWINO, in the industry and other news related to the platform during May.
31 May 2026
CSR
FinQuest Coopetition 2026
This spring, TWINO joined FinQuest 2026 as a challenge partner and came away genuinely inspired by the next generation of financial thinkers.
27 May 2026
Expert Insights
Types of Securities: The Complete Guide
Kristiāns Purviņš, Head of the TWINO Investment Platform, helps you navigate the most popular types of investments, how they work, and their differences.
27 May 2026
Expert Insights
What Is Auto Invest and How to Set It Up Correctly
Kristiāns Purviņš, Head of the TWINO Investment Platform, discusses how automated investing works, why it’s worth using, and what beginner investors should keep in mind.
24 May 2026
Expert Insights
Secondary Market Explained: How Investors Buy and Sell Investments
Kristiāns Purviņš, Head of the TWINO Investment Platform, explains how the secondary market for loan investments works in practice.
19 May 2026
Expert Insights
Interview with Denny from re:thinkp2p
An experienced P2P investor Denny Neidhardt, shares how platform evaluation has changed over time, what investors often overlook, and why TWINO is gaining renewed attention.
18 May 2026
Expert Insights
Investing 1000 Euros: What Are the Real Options?
Kristiāns Purviņš, Head of the TWINO Investment Platform, on three popular investment opportunities that are easy for beginners to get started with
17 May 2026
CEO news
Nauris Bloks the Baltic Fintech Leader of the Year
TWINO's CEO Nauris Bloks was named Fintech Leader of the Year at the Baltic FinTech Awards 2026.
14 May 2026
Expert Insights
How Investing in Loans Works: Simple Guide for Beginners
Investing in loans has become one of the most accessible ways to build passive income. This guide covers how loan investing works, what the key risks and benefits are, and how to take your first steps.
13 May 2026
Expert Insights
Is Investing in Loans Safe? Risks and How to Manage Them
Kristiāns Purviņš, Head of the TWINO Investment Platform, on how to assess and manage the potential risks of investing in loans.
12 May 2026
TWINO news
Lecture on implementing AI solutions
Last week, our CEO Nauris Bloks was there to share his perspective on AI adoption in finance at AI Salon Riga.
06 May 2026
Expert Insights
Real Estate Securities: What They Are and How They Differ from REITs
Learn what real estate securities are, how they work, and how they differ from real estate investment trusts (REITs). This article explains how investors can gain exposure to real estate without directly buying property, and what to consider when comparing structure, liquidity, regulation, income type, and risk.
04 May 2026
CEO news
CEO News: April
Recently, I had the pleasure of visiting the Invest conference in Stuttgart, and I must say - the investment culture in Germany is something I truly admire.
30 Apr 2026
Expert Insights
Investment Portfolio Diversification: How to Allocate Investments by Term and Risk
Portfolio diversification is one of the most important principles in long-term investing. Learn how to spread investments across different asset classes, terms and risk levels regardless of your available budget.
29 Apr 2026
Expert Insights
Investment Risk: How to Understand and Manage It in Practice
What is investment risk and how do you manage it without letting emotions take over? Discover the key principles that help investors make smarter, more consistent decisions in any market condition.
28 Apr 2026
TWINO news
Introducing FLEXI
A new investment solution designed to combine stable returns with improved access to your funds. Keep reading to learn more.
27 Apr 2026
Expert Insights
Liquidity in Investments: What It Means and Why It Affects Your Decisions
Returns and risk matter, but so does knowing when you can actually access your money. Here is what investment liquidity means and why it should shape every portfolio decision.
24 Apr 2026
TWINO news
INVEST Stuttgart 2026
For the second year in a row, the TWINO team headed to INVEST Stuttgart to meet our investors in person and get inspired.
23 Apr 2026
TWINO news
Platform Maintenance
Please be informed that the TWINO platform will be temporarily unavailable on 24 April from 17:00 to 25.04.2026 00:00 (GMT+3) due to system maintenance and platform improvements.
22 Apr 2026
CSR
TWINO for Future
TWINO started in 2015 with a simple idea- to make investing more accessible.
14 Apr 2026
Expert Insights
Asset-Backed Securities (ABS): What They Are and How They Work
Learn what asset-backed securities (ABS) are and how they work. Understand how income is generated from loan portfolios, what risks to consider, and how ABS investments can support portfolio diversification.
08 Apr 2026
Statistics
Statistics: March
Please find March 2026 performance highlights and platform developments below. Data prepared on 31.03.2026.
01 Apr 2026
CEO news
CEO News: March
In this month's CEO Newsletter, Nauris takes a look at our Investors and dives deeper into what is happening at TWINO currently.
30 Mar 2026
TWINO news
Update on Real Estate
To help you stay informed and in control, we’re sharing an important update on our Rentals product.
30 Mar 2026
TWINO news
Meet TWINO at INVEST 2026
We’re excited to share that TWINO will be back at INVEST 2026 in Stuttgart, Germany, on April 17–18. Just like last year, we’ll be joining the Latvian delegation supported by the Investment and Development Agency of Latvia (LIAA).
18 Mar 2026
Expert Insights
Investment Taxes in Latvia: What to Know About Capital Gains and Income
Learn how investment taxes work in Latvia, including capital gains tax, dividend taxation, and interest income.
09 Mar 2026
Expert Insights
Investing During Inflation: What People Commonly Misunderstand
Learn how inflation affects investments, purchasing power, and real returns. Discover common misconceptions about investing during inflation and practical principles to protect your capital.
27 Feb 2026
CEO news
CEO News: February
February made me reflect on a broader question: how people move from being consumers, to savers, and ultimately to investors.
25 Feb 2026
Expert Insights
Passive Income: 6 Ways to Build It Through Investments
Learn what passive income really means and explore six practical ways to build steady income streams through investments — even starting with small amounts.
20 Feb 2026
Expert Insights
Investment Types: Real, Financial and Alternative Investments
Understand real, financial, and alternative investment types and how they shape portfolio structure, risk exposure, and long-term return potential.
11 Feb 2026
Statistics
Statistics: January
Please find January 2025 performance highlights and platform developments below. Data created on 31.01.2026.
02 Feb 2026
CEO news
CEO News: January
Happy New Year. I hope 2026 begins for you with good health, renewed energy, and portfolios that continue to grow fruitfully and sustainably.
29 Jan 2026
Expert Insights
What are investments and how do they work?
What are investments and how do they work? Kristiāns Purviņš briefly explains the essence of investing, potential returns, risks, and what to consider when starting to invest.
23 Jan 2026
Expert Insights
How to Start Investing: Practical Steps for Beginners
Kristiāns Purviņš explains the fundamentals of investing, the key risks, and the first steps to get started with investing.
23 Jan 2026
Expert Insights
Where Should a Beginner Invest Money? Time, Risk, Costs
Where should a beginner invest money? How to assess your time horizon, risk and costs to choose the option that suits you best.
23 Jan 2026
Expert Insights
What is P2P and how does P2P investing work?
Learn what peer-to-peer (P2P) investing is and how P2P lending platforms connect investors and borrowers. Discover the potential returns, key risks, and how P2P investments can complement a diversified portfolio.
23 Jan 2026
TWINO news
Philippines Investments Fully Repaid
All investments previously linked to VAMO Philippines have now been fully repaid.
14 Jan 2026
Statistics
Statistics: December
Please find December 2025 performance highlights and platform developments below.
31 Dec 2025
CEO news
CEO News: December
As the year gently winds down and the festive lights start to glow across Europe, it’s a natural moment to pause, reflect- and take stock of how our money has really been working for us.
24 Dec 2025
TWINO news
Joining The Fintech District
We’re happy to share that TWINO has officially joined the Fintech District, Italy’s leading community for fintech innovation.
12 Dec 2025
TWINO news
Statistics: November
Please find November 2025 performance highlights and platform developments below.
01 Dec 2025
CEO news
CEO News: November
Recently, while teaching FinTech Business Models and Strategy at Riga Business School, my students and I revisited the foundations of Modern Portfolio Theory – the work of Harry Markowitz, which earned him the Nobel Prize.
12 Nov 2025
Statistics
Statistics: October
Please find October 2025 performance highlights and platform developments below.
15 Oct 2025
TWINO news
10 years of TWINO
This year marks a major milestone. TWINO has officially been on the market for 10 years.
10 Jun 2025
CEO news
CEO News: October
As autumn settles in, we’ve entered the last quarter of the year — that familiar mix of new school routines, year-end targets, and the final sprint before the holiday season.
10 Jun 2025
TWINO news
Inactivity Fee
We’ve made changes to the platform Terms and Conditions, introducing an Inactivity Fee for accounts that remain inactive for more than six months.
10 Jun 2025
TWINO news
Rentals performance update
To help you stay informed and in control, we’re sharing an important update on our Rentals product and how it fits into TWINO’s long-term strategy.
10 Jun 2025
TWINO news
Joining The Latvian Blockchain Association
We’re proud to share that TWINO has officially joined the Latvian Blockchain Association (LBAA) — a community dedicated to educating, accelerating, and expanding the possibilities of blockchain in Latvia and across the EU.
10 Jun 2025