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Invest in loans and earn fixed returns

Earn fixed returns by investing in loans through asset-backed securities. Diversify your portfolio and manage your investments with full control on a Europe’s leading investment platform.

What are asset-backed securities (loans)?

Asset-backed securities (loans) are financial instruments backed by real underlying loans issued to consumers and businesses. When you invest, your money is used to fund these loans, and your returns come from borrower repayments in the form of fixed interest.

Each investment generates predictable income over time, as the invested amount is gradually repaid together with interest throughout the loan period. This structure allows investors to earn fixed returns while diversifying across multiple loans.

Detailed information about each investment, including risks and terms, is available in the Base Prospectus, Key Information Document, and the Final Terms, as well as on the Loan originators page.

Secondary market

Flexibility when you need it

The secondary market allows you to sell your loan investments to other investors before maturity. This gives you more flexibility and access to your funds if your plans change.

Instead of waiting for the full investment term, you can exit earlier, depending on market demand and pricing.

Auto-invest in loans

Invest in loans automatically — no daily management

With auto invest, you can invest in loans automatically based on your selected criteria. Set your investment amount, loan types, and duration, and the system will build and manage your portfolio for you.

This allows you to save time, diversify your investments, and keep your money consistently invested without manual effort.

Why invest in loans with TWINO?

TWINO offers a simple way to invest in loans on a regulated platform with over 10 years of experience. Build a diversified portfolio and earn returns from asset-backed investments.

Diversify with ease

Each TWINO security is backed by a real loan, helping to balance risk and create stable long-term returns.

Track your performance

Stay in control of your investments with real-time data and clear reports that show how your capital grows.

Invest with confidence

TWINO is a licensed and supervised investment firm (License No. 27-55/2025/7), operating under EU investor protection standards.

Earn passive income

Use the Auto-invest feature and let your money work for you — investments generate regular, fixed returns paid out monthly.

New to investing?

Let us guide you to your first investment