Senior Risk Analyst

Latvia, Riga | Data Science & Risk Management

As a Senior Risk Analyst, you will be in charge of designing and continuously improving risk control processes across the whole TWINO group. As a part of the risk management team, you will contribute to TWINO evolution to the next level of risk management.

Your responsibilities
  • Definition of new product lending rules and adjustments to existing lending rules and processes
  • Monitoring of credit portfolio quality
  • Collection, processing and analysis of business data related to credit risk management
  • Preparation of regular reports, forecasts and ad-hoc business data analysis related to credit risk issues
  • Communication with external partners, including, credit bureaus, regulators and other state institutions regarding external data exchange and fraud case investigation
  • Development and improvements of business data monitoring and reporting
  • Contribute to R&D projects to solve business issues and seek new ways how to do things better
  • Data interpretation to support business decisions
  • Assessment and development of Group fraud prevention and detection processes and procedures
  • Monitoring and maintaining antifraud procedures and rules in antifraud system
What we are looking for
  • Good understanding of credit risk management process
  • Experience in consumer fraud prevention or AML activities is an asset
  • Experience in credit risk management in banking or non-banking financial institution is an asset
  • Experience and understanding of financial products and services will be considered as an advantage
  • Good SQL knowledge
  • Advanced Excel skills
  • University degree in Business Administration, Economics, Mathematics, Statistics or a related discipline
  • High level of spoken and written Latvian, English
  • Detail-oriented with strong analytical and communication skills
  • Results-driven with the ability to take initiatives, handle multiple tasks and shifting priorities and meet deadlines

At TWINO it is not about entitlement, it is about impact. A good idea is always taken seriously, and you can truly make a difference. We offer you large responsibility from day one. We encourage an open feedback culture and team effort. If you show collaborative spirit, drive and passion, your learning curve will be steep and your career opportunities with TWINO - immense.

We offer good and competitive terms of employment, exciting employee benefit program and competitive remuneration package. Salary range for this position varies from 2000 EUR – 2600 EUR gross depending on the skill set, experience and other competencies.

For more information reach out to our Talent Acquisition Specialist

Vineta Berzina

[email protected]

Visit LinkedIn

Apply until 31.03.2021

Apply now

Why #lifeatTWINO

Work from anywhere

We believe in the benefits of working remotely and offer all our employees the possibility of working remotely. Think and work exactly where you're personally most productive


Team-buildings that combine work and leisure once a year for each team. Meet with your team outside your usual work environment, travel while working and experience something new with your colleagues

Kids Day & gifts for kids

We love to surprise the youngest members of the TWINO family – Christmas gifts, tailor-made gaming kits or Kids Day is TWINO's way of cherishing our kids

Development of your choice

We give a lot of freedom when it comes to your personal development. You get access to an individual yearly development budget calculated form your salary that you can spend on the development activities you choose for yourself. Whether it's inspiring conferences or private mentoring sessions - it's all up to you

Growth Camp

We empower our people to gain new skills and grow professionally. Our unique training program Growth Camp allows us to expand our horizons through engaging, interactive & targeted learning sessions & workshops on various topics

Heavy social agenda

We have our yearly summer team-building event, we head to the slopes in the winter and have a grand Christmas party! We're keeping things interesting through social events, traditions and celebrations. There's always something going on

All employee benefits